1/ GET YOUR FRIENDS REFERRAL CODE

PHS's referral code includes a link and a QR Code provided by PHS so customers can refer relatives and friends to open eKYC accounts on the PHS Elite application.

With QR code: the referred person can scan with another device to open an account

With referral link: the referred person must click on the link

  • If the referred person already has the app on the device → Go straight to the account opening section with the referral code already entered
  • If the referred person does not have the app on their device → Go straight to the app store or Google Play Store to download the app. 
Step 1: In the Utilities section - Select Other Utilities - Select the Get friend referral code feature.

Step 2: Customers can Copy the link or Share the referral code in the right corner of the screen including: Download QR code/ Share photo of QR code/ Share referral link.

Customers can see the number of successful referrals from friends.

B1 B2 B3

2/ SEND SUPPORT REQUEST

The support request sending feature helps customers send support requests to PHS's automated customer care system.

Step 1: In the Utilities section - Select Other Utilities - Select the Send support request feature Step 2: Customer fills in a support request including Title; Content and attached images (if any). Then select Send. Step 3: The system will notify the customer when the request is successfully sent. Users can track the status of support requests in the Support History section (as shown below).
B1 B2 B3 B4

3/ SMART OTP

Instructions on how to get the Smart OTP code in the PHS Elite application to perform transactions.

Step 1: In the Utilities section - Select Other Utilities - Select the Smart OTP feature Step 2: Enter OTP PIN or Biometric Authentication (If you have installed Biometrics instead of password) Step 3: Copy the Smart OTP code for your transactions and continue. Note: The OTP code will automatically change after a certain period of time. Step 4: The system will notify you after the Smart OTP has been copied.
B1 B2 B3 B4