- Detail information:
 
| 
 POLICY  | 
 PACKAGE P3  | 
 PACKAGE P6  | 
 PACKAGE P9  | 
| 
 Interest rate  | 
 - Interest-free for the first 3 working days from disbursement date (*) - 14.6%/year from day 4th  | 
 - 7.9%/year for the first 6 working days from disbursement date (*) - 14.79%/year from day 7th  | 
 - 9.9%/year for the first 9 working days from disbursement date (*) - 13.9%/year from day 10th  | 
| 
 Margin limit  | 
 No limit  | 
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| 
 Applicable to  | 
 All customers using margin services at PHS  | 
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| 
 Loan type  | 
 Newly disbursed loans during promotion  | 
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| 
 Loan terms  | 
 90 days (not allowed to extend)  | 
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| 
 Overdue interest rate  | 
 150% of due interest rate  | 
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| 
 PIA fees  | 
 Based on PHS current policy ~13.5%/year  | 
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(*) The preferential period may be longer in reality because PHS does not count weekends and holidays.
Note:
- Customers can only participate in 01 interest rate incentive product at the same time.
- Customers can cancel and register for another T+ product 01 time during the promotion period.
Note:
- Customers can only participate in 01 promotion package at a time.
- Customers can not re-register after canceling any packages.
- Illustration of interest calculating principle:
 
T1 is defined as the day customers placed buying orders that disburse outstanding.
| 
 
 
 
   P6 Package 
  | 
- Registration/Cancellation:
 
Please contact your Sales Consultant or PHS Customer Care Center (Hotline: 1900 25 23 58 - Email: support@phs.vn for advice and assistance on registering/canceling package T+.






