- Detail information:
POLICY |
PACKAGE P3 |
PACKAGE P6 |
PACKAGE P9 |
Interest rate |
- Interest-free for the first 3 working days from disbursement date (*) - 14.6%/year from day 4th |
- 7.9%/year for the first 6 working days from disbursement date (*) - 14.79%/year from day 7th |
- 9.9%/year for the first 9 working days from disbursement date (*) - 13.9%/year from day 10th |
Margin limit |
No limit |
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Applicable to |
All customers using margin services at PHS |
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Loan type |
Newly disbursed loans during promotion |
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Loan terms |
90 days (not allowed to extend) |
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Overdue interest rate |
150% of due interest rate |
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PIA fees |
Based on PHS current policy ~13.5%/year |
(*) The preferential period may be longer in reality because PHS does not count weekends and holidays.
Note:
- Customers can only participate in 01 interest rate incentive product at the same time.
- Customers can cancel and register for another T+ product 01 time during the promotion period.
Note:
- Customers can only participate in 01 promotion package at a time.
- Customers can not re-register after canceling any packages.
- Illustration of interest calculating principle:
T1 is defined as the day customers placed buying orders that disburse outstanding.
P6 Package
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- Registration/Cancellation:
Please contact your Sales Consultant or PHS Customer Care Center (Hotline: 1900 25 23 58 - Email: support@phs.vn for advice and assistance on registering/canceling package T+.